WHAT WE DO

Please reload

475 Park Avenue South

Suite 2100

New York, NY 10016

T: 800-262-6644

T: 212-242-2800

F: 212-242-2820

ILLNESS & CARE PLANNING

Fit as a fiddle?

You’re probably thinking that you’re lean and mean or buff and tough.   So, why do you need long-term care insurance? It’s not about the present; it’s for the future.   More than 70% of the population 65 years and older will need long-term care insurance during their lifetime.   For couples, there’s a 75% chance that one of the partners will need it (Source: Department of Health and Human Services).

Long-Term Care Insurance

Long-Term Care Insurance is a way to receive the twenty-four hour seven-day-a-week assistance that you need when a serious illness or disability leaves you unable – mentally or physically – to care for yourself for a period of time.   Long-term care can be provided at a nursing facility, assisted living, or alternate care facility, or even at home.   The cost of this care can average $60,000 to $120,000 per year.  
Many people are prepared for just about everything except the coverage they are most likely to need.

Disability Insurance

Statistics bare out that if you are under the age of 65, you have a greater likelihood of being disabled than you do of dying.  Few people, during their working years, can afford to stop working and live off their net worth.   Yet, many people find themselves physically unable to work because of sickness or accident.  

Talk to one of our insurance advisors to find out about the many forms of disability insurance available and which plans meet your individual needs.

Please reload